When we think about setting goals about couponing, what is the first reason that comes to your mind?
There can
be many reasons why we choose to use coupons but knowing the real goal can
provide you more motivation into your savings goal.
Repin me! |
What
are your goals for using coupons?
are your goals for using coupons?
There can
be many reasons why we choose to use coupons but knowing the real goal can
provide you more motivation into your savings goal.
To set a savings goal, there are some questions you may consider
thinking about before you embark on your journey.
thinking about before you embark on your journey.
1. Think about what it is that
you are saving for? Is it a college
education, vacation, reducing entertainment costs, car, reducing mortgage,
debt, etc.?
you are saving for? Is it a college
education, vacation, reducing entertainment costs, car, reducing mortgage,
debt, etc.?
2. How long are you willing to
work towards your goal? Create a timeline
{1 month, 3 months, 1 year}.
work towards your goal? Create a timeline
{1 month, 3 months, 1 year}.
3. What is your current budget
and in what ways can you reduce overspending today? You may consider setting up
a different savings account to place your savings.
and in what ways can you reduce overspending today? You may consider setting up
a different savings account to place your savings.
4. Write down your goal and
place it somewhere that you can see it daily so that you can continue to focus
and save.
place it somewhere that you can see it daily so that you can continue to focus
and save.
Finally, take action everyday towards your savings goal but when
you accomplish your goal be sure to reward yourself. If you do not accomplish the goal you set,
remember you can always change your goal and continue or start with something
new. I have been setting goals for a very long time and when I accomplish what
I set out to do, I do reward myself. The first time I saved over 100% on my
grocery bill, I rewarded myself with my favorite ice cream cone from Baskin
Robbins and it was sweet success!
you accomplish your goal be sure to reward yourself. If you do not accomplish the goal you set,
remember you can always change your goal and continue or start with something
new. I have been setting goals for a very long time and when I accomplish what
I set out to do, I do reward myself. The first time I saved over 100% on my
grocery bill, I rewarded myself with my favorite ice cream cone from Baskin
Robbins and it was sweet success!
Class Question- Tell me some of your savings goal this year with
using coupons and deals.
using coupons and deals.
Happy Couponing,
Quida
P.S. If missed yesterday’s topic, go here now and be sure to
comment.
comment.
Dena Sablotny says
Savings goals — to use coupons and hit sales to save money on my purchases. And maybe start a small savings account!
Kathy mingolo Ashford says
My goal is to save get my student loans paid in 1/2 the time. I went back to school at a late age and would like to get them paid off quickly.
Also since I was a single parent while I was going to school, I relied on assistance from others so I also coupon so I can pay it forward and give back.
ATLanta Saving Moms says
Great goal Kathy and I believe that you can do it! Keep setting your goals.
kaysmile05 says
I have not set a specific goal yet. This is something that i Need to do. I am trying to cut down our bills and I need to set the goal of how much i want to save per month.
ATLanta Saving Moms says
Great and you can do it. Just remember to keep the goals small and short-term to focus on those long-term goals. Thanks for the comments. 🙂
Amanda Hix says
Right now our goal is saving for our vacation in September!!! We are saving on our power bill by keeping the air set around 70-72 cutting back on the junk food brought into the house and of course couponing!!!!
ATLanta Saving Moms says
Wonderful Amanda. All those strategies you are doing are great. 🙂
Dawn Cates says
Im trying to get our grocery budget down to $200 a month, I was doing good but this month I spent more than planned so now I got to work harder lol.
ATLanta Saving Moms says
Thanks Dawn and you can do it. Grab those circulars and find those items on sale. 🙂