SAVING YOU MONEY

by

How being Frugal could help Improve Your Credit?

Let’s just face it, we all have had some issues with our credit reports. However, you can help improve your credit scores and reports especially if you are FRUGAL. Sometimes it does not take a lot to improve your credit reports especially if you have the exact right tools. My video gives you some excellent tips that you can use to help improve your scores and feel more proud about your reports. Disclaimer: I am not a financial counselor. All tips are given as helpful resources.


1.  Request your FREE Credit Reports from Annual Credit Report.com (You can request it annually and why not, it is FREE)

2.  Put your sharp glasses on and get a pen or pencil to note any errors that you need to dispute for FREE! Dispute errors right on the credit reporting websites for FREE.

3.  Apply money saved especially if you coupon to reduce any debt that you truthfully owe. Own up to your debts. Don’t be embarrassed, we all have some type of hiccups on our credit reports or at least had one. Just own up to your mistakes and take care of any issues.

Bonus tips:  Get on Periscope now and follow me @SavingsATLMoms.  Make sure that you follow Experian_US and join in their daily #CreditScopes, Monday-Friday at 2:30 p.m., EST. It is a great time to ask your credit questions and get a FREE Answer.

Have you connected with me via social media sites at Facebook, Twitter, Google+, Instagram, Periscope @SavingsATLMoms or Email? Go now and join over 73,000 fans!

Shop

Comments

  1. Emily Smith says

    We use the envelope system to keep our finances in check. It works for our family because it's a good way to get what we need each month, with a little allowance for entertainment or eating out, and we can put a good amount of our income toward paying down our debt.

  2. Dobie says

    Yes, it is a good idea to check on it. i do not have a credit score because i do not have any open accts. but have checked on it regularly and noticed that a someone put a fake debt on mine, by using info from an old debt and was trying to collect. Jodi Hoppe Wresh CIAwoman66@yahoo.com

  3. Kim Reid says

    It is good that individuals can request each of the free annual credit reports from the 3 agencies (Equifax, Experian and TransUnion) to check for errors and verify everything is as it should be especially in this age of identity theft.

  6. Karen Glatt says

    I need to get going and get my credit checked for free at the websites that provide it. I have not done this in awhile and there could be something on my credit that is causing problems.

  8. Isabel says

    All of those are great tips, I regularly check my credit score, what people really need to make sure and do is keep track of their FICO score. That is what is used when trying to take out a car note, home, and for credit card interest