Now is the time more than ever to save, save, save! If you are not saving even for the smallest of vacations, life little emergencies, a nest egg, then exactly what are you doing. It is ok to spend some but you need to also be on task with saving money as well. One thing this current pandemic has taught every one of us is that you need to have some sort of cash to lean on for emergency situations. Here are 3 ways to have more appealing savings in your bank account.
First, take on a side hustle or part-time job doing something that you love. This way when you make the money from your efforts, it will not seem as though it is so difficult because the work was easy. I love to call this making easy money! What is a side hustle or easy part-time job that you can do now?
Second, decide exactly how much money do you need to save if there was an emergency. This could be $500 – $15,000. You decide upon the amount. Open you an extra savings account and let those side hustle/part-time job opportunities rack in the cash into this account. For example, if you had a part-time job making you an extra $500 a month and you saved this amount every month for 1 year, you would have an extra $6K in your new account! Cha, Ching! I know some people right now with $0 to their names yet they have so many talents they could make money from. What about you?
Third, earn money back from stores that you shop at the most using specific money saving apps or websites like Coupons.com, Ibotta, Checkout 51, Kroger, Fetch, Rakuten, etc. Use these apps throughout the year, and never cash out until 1 year mark. When you get to a certain amount saved from just shopping for items that you normally spend your money on, transfer this earned rebate money directly into the savings account designated for life emergencies. It’s a win!
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