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It’s a great time as we start the new year to teach your children about financial responsibility including being debt free. Make sure you are setting a great example for them. Show them the bills you are paying plus your plans on how you will pay them off. If you are a couponer – start with showing them what to do with those savings from the products you are purchasing. Open an account just for them – deposit the savings from the items they purchase with coupons into the account and let them watch it grow.
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